Fraud monitoring and prevention
A flagged load, claim, or application becomes a case, not a verdict.
OptiArms scores the events your systems already send, opens a case on the ones worth a look, and records what your team decided. Freight first. Insurance and lending, in early access.
The analyzers
One platform. Four questions asked of it.
Not four products. One ledger of the details your counterparties arrive with, and four questions asked of the same history.
Carrier identity
Chameleon carriers, reused contact details, and hijacked authority
1 of 8 stages end with a person
Double brokering
Re-brokered loads, forwarded rate confirmations, and phantom pickups
1 of 8 stages end with a person
Linked claims
Linked claimants, repeated documents, and provider patterns
1 of 8 stages end with a person
Application fraud
Synthetic identity, stolen documents, and mule accounts
1 of 8 stages end with a person
The response
Every case follows the same steps.
A case carries the findings and the evidence behind each one. It is rated possible, probable, or critical, and never as a percentage.
01
An event arrives
Posted by your own system over a key you can revoke. Accepted or refused in writing, with the reason recorded either way.
02
Rules read it against the ledger
Each rule that fires writes one sentence and attaches what it saw. Each rule that does not fire is recorded too, which is what makes a rate measurable.
03
Evidence accumulates
Different rules pool as different witnesses. One rule repeating is discounted, so repetition never becomes certainty.
The band is reproducible by hand from the stored rows and the published constants.
04
A case opens, above the floor you set
Your roster is paged on the ladder you configured. Below the floor, the findings stay on the record and reach nobody.
05
The clock runs whether or not anyone is watching
An unreviewed case escalates to more people on its own. It never places a hold on its own, because an act against somebody taken because nobody looked is a decision nobody made.
06
A person decides, and it is recorded
Confirmed, not fraud, or inconclusive, appended to a chain nobody can rewrite. That record is where your own false-positive rate is counted from.
Who it is for
Three verticals, one platform underneath.
What changes between them is what an event is and who decides. The ledger, the case queue and the audit record never change.
What comes back
An event in, a decision out.
- An event
- A load tendered, a claim filed, an application submitted. Yours, posted from the system that holds it
- A score, with its reasons
- One sentence per finding, with the evidence attached. Never a percentage, and never a finding of fraud
- A case, or nothing
- Above the floor you set it reaches a person. Below it, the findings stay on the record
- A decision, recorded
- What your team concluded and when, on a chain nobody can rewrite, including us
The limits
Three things this cannot do.
It is not a finding of fraud
A score is a prompt for a person. Only somebody with the record in front of them decides what happens to a load, a claim, or an application.
It sees what you send it
A pattern the rules do not describe is not caught, and a case with no signal in the data reaches nobody. Coverage of your own systems is the ceiling.
Monitoring is not prevention
At best this shortens the gap between something being visible in your records and the right person knowing. It stops nobody on its own.
And one thing it will not become
Written into the product, not a policy
There is no decline, deny, or block action in this platform, and no setting that adds one. Where a decision needs a notice, the decision and the notice are the customer's.
Start with one lane, not the network.
One source of events, every rule in shadow, and a count of what would have opened before anything reaches anybody.